What is JCT Insurance?

builder next to craneJCT 21.2.1 Insurance is a non-negligent public liability insurance policy to jointly cover the contractor and employer in the event of certain damage to neighbouring properties when building works are being carried out. Examples are damage to property due to collapse, subsidence, heave, vibrations, weakening or removal of support or lowering of groundwater attributable to the carrying out of the works but not due to any negligence of the contractor or design.

It is purchased by property owners and builders where new buildings are being erected or where extensions to buildings are being built, and the work being undertaken (such as demolition or goundworks) damage a nearby property.

This is the same insurance as required by JCT 6.5.1 and the insurance cover can only be obtained from specialist insurance companies and specialist insurance brokers.

Finding a JCT 21.2.1 or JCT 6.5.1 insurance policy is quick and easy with our list with our list of JCT insurers. Also click the Useful links tab for links to websites that provide more information for JCT 21.2.1, JCT6.5.1 insurance and the Joint Contracts Tribunal.

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We have other useful insurance guides:
Personal Accident Insurance | Building Warranty Insurance | Structural Warranty Insurance | JCT Insurance | Contractors All Risks | Contract Works | Public Liability | Land Liability Insurance | Professional Indemnity | Renovation Insurance | Self Build Insurance